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Free Investment Policy Statement Template & Creator

Govern reserves and endowment with clear objectives, roles, allocation, risk limits, and prohibited investments. Generate a branded PDF or Word document in minutes — free, no sign-up.

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Steward your reserves and endowment with a board-approved standard for prudent investing.

0

governance policies the IRS Form 990 asks about by name

Source: IRS Form 990, Part VI

0%

of annual revenue a typical organization loses to fraud

Source: ACFE Report to the Nations

0.0M+

U.S. nonprofits the IRS expects to follow sound governance practices

Source: IRS

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Frequently asked questions

What is an investment policy statement?+

It is the document that tells your investment committee and any advisor how the organization’s funds should be invested — the objectives, who is responsible, the asset allocation, the risk limits, and what is prohibited. It anchors investment decisions to board-approved guidelines rather than individual judgment.

Does a small nonprofit need an investment policy?+

Any organization holding reserves or an endowment benefits from one. It demonstrates prudent stewardship to donors and funders and helps the board meet its fiduciary duty under the prudent-investor standard.

Can we invest in line with our mission or ESG values?+

Yes. The board may direct that investments consider environmental, social, and governance factors or align with the mission, as long as that direction is consistent with the organization’s fiduciary obligations and investment objectives. This template includes that option.